New Zealand
Request a Callback
By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.
Caring - Understanding - Reliable - Advice
New Zealand & Life Insurance
You are highly likely to get life insurance at standard terms when travelling to New Zealand. New Zealand is seen as a safe country for you to travel to for short holidays and work trips.
The length of your journey is really important when it comes to looking at life insurance options for you. While New Zealand is seen as a safe country to visit, insurers in the UK will want to feel confident that you are still to remain a UK resident if they offer you life insurance.
To check your life insurance options we will ask:
- When will you visit New Zealand?
- What is the reason of your trip to New Zealand?
- How long do you plan on staying in New Zealand for?
Most of the time travel to New Zealand will not affect your life insurance application. You should be able to get life insurance at standard pricing if your journey is less than 30 days for a holiday or a week for work. If you spend 30 days or more in New Zealand in a trip, there will need to be some extra research done to find the best insurer for you.
If you are planning on any extreme sports when you are in New Zealand, these can come up in your life insurance application and may alter the pricing of your cover. Things like white water rafting, caving, scuba diving, sailing, skydiving and more, can all be something the insurer wants to know more about, even if their questions don’t explicitly say it. It’s very confusing! Insurers will usually ask about the exact sports that they want to know about, but some have quite open questions that will be worded along the lines or ‘any other extreme sports’.
It’s very important that you make sure that if you’re doing any of these sports that it is checked whether the insurer wants to know about it or not. This involves a chat with underwriters, which we will do for you.
Our award winning advisers are here to give you peace of mind with the right life insurance policy, so that if the worst happens, your loved ones will be taken care of.
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness cover for people travelling to New Zealand is likely to be offered at standard terms. The amount of time that you are in New Zealand in any year will determine which insurer is going to be right for you.
If you frequently travel to New Zealand to work, it could mean a different insurer best suits your needs. You will be asked how long you are in New Zealand for and your working tasks whilst there.
Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
For people who want to travel to New Zealand for a holiday, income protection should be perfectly fine to get. The amount of time you spend in New Zealand is a key underlying factor.
If you need to go to New Zealand for your work this can sometimes have an affect on your income protection application. We might need to ask you details about whether you pay UK tax or not, to make sure that you are eligible for the policy.
Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.
Are you planning on a trip to New Zealand? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.
New Zealand
- Primary Concerns: Duration of stay, location, environmental factors
- Reason for Travel: Business, leisure
- Duration of Stay: Holiday break, sabbatical, employment contract
- Popular Locations: Queenstown, Rotorua, Milford Sound, Christchurch, Waitomo Glowworm Caves, Lake Tekapo, Whakarewarewa Forest, Wellington, Auckland
Fun Facts
- There are over 50 volcanoes in New Zealand
- Bungee jumping is said to have originated from New Zealand
- You can pay with money from the Hobbit – these collectible coins are technically legal money!
- Not long ago Kathryn saw the New Zealand Black Ferns perform the Haka – a bucket list to do ticked off
- For more information on specific health conditions, pastimes, occupations and countries please select here:
Client Reviews
Cura Financial Services has been rated 5 out of 5 based on 892 reviews.
Review by Kimberley on 9th February 2022
“They do what you ask of them” - 5
You can read more of our reviews here.
Theodore Knowles
Author
This page was written by Theodore Knowles under the guidance of Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
Client Reviews
Talk to a Friendly Adviser
Get a Quote
What We Offer?
- Experienced and knowledgeable advisers
- Specialist advice with no fees to pay
- Full assistance with all of your paperwork
- Put your policy into trust at no cost
- A dedicated insurance adviser for you
Guides & News
Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!
Our Recent Awards
