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Guides and Industry News
When we think about the reality that someday we will die, one of the key concerns is how our family will cope financially. This often focuses upon how will mortgages continue to be paid, how will the family cope with a loss of salary or pension into the home.
When it comes to insurance, the insurance world has decided that they think the same way too. Some years ago, a few insurers started thinking “Doctors are amazing, is there anything that we can do as a kind of thank you to them?” And I pleased to say that yes there is.
When people apply for insurance they often have a specific worry that has come to mind that they are wanting to solve. Insurance is designed to give you peace of mind if things go wrong. It’s something that we pay for as a just in case but have our fingers crossed that we will never need to use.
TPD is designed a kind of catch all for diagnosis of a condition that isn’t specifically covered by the critical illness contract, but is massively affecting your life. This can be both your ability to carry on working or your ability to do day to day things, depending upon how the insurer offers it to you.
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