Guides & News

Income protection is one of the most valuable purchases a working person can make. You pay a little of your income each month to the insurer, so that if you are ill and can never work again, they will replace your income for you.

Insurers do ask for a person’s height and weight when you apply for life insurance, critical illness cover and income protection. Some also ask for waist measurement or dress size. What the insurers are trying to do is establish whether your weight might affect how long you live for. This applies to people with higher BMIs and low BMIs too. In this blog we will take you through how your BMI and also drugs such as ozempic or mounjaro, are viewed by insurers in the UK.

When you apply for life insurance, critical illness cover or income protection within the UK you will be asked to say if you are male or female in your application. This can be quite difficult for people who are trans or who do not identify as male or female. It can feel as if the insurance world isn’t particularly welcoming. 

A big problem that we see within the industry is an almost fanatical drive to speak to new customers. Ultimately a business needs new custom to be able to continue to run, but sometimes it can feel like an insatiable monster that can never have enough. At times this ends up with misleading life insurance adverts being put out, especially across social media.

Life insurance as a product is one of the simplest insurances that you can arrange. It does what it says it does. If you set up the policy and die while it is active, it will pay out a sum of money to your loved ones.
Knowing how much life insurance to take out, how long it should last for and what you should be paying for it, are often the most confusing parts.

Having children can often be the thing that makes people think, you know what, now is the time to start looking at things like life insurance. It makes sense, you want to know that if something happens to you that your kids are going to be ok financially. The loss of you as a parent will never be ok and money cannot make everything ok, but it can really help.

Following the 2024 budget announced by Rachel Reeves, there has been quite a bit of worry and concern from the farming community about how their land is going to be taxed. Here we go through useful life insurance for you.

Having children can often be the thing that makes people think, you know what, now is the time to start looking at things like life insurance. It makes sense, you want to know that if something happens to you that your kids are going to be ok financially. The loss of you as a parent will never be ok and money cannot make everything ok, but it can really help.