Yacht Crew Income Protection
A problem that we see some yacht crew members facing is that they don’t pay UK tax. For new income protection policies in the UK the insurer will want you to be paying UK tax. A lot of yacht crew get seafarers earning deduction and this can mean that many insurers will not be able to offer you income protection.
3 Steps To Take If You Are Declined Life Insurance 2023
Just because one insurer has said that they can’t insure it doesn’t mean that all of them will say this. So if you are told no, it doesn’t mean that is a no for life insurance everywhere.
Can I Get Life Insurance After Breast Cancer 2023
When you apply for life insurance in the UK, most insurers will ask if you have ever had cancer. This will then lead to some extra questions if you have had breast cancer. Some of these questions will be to you and some will be for your GP.
4 Things to Know About Crohns and Ulcerative Colitis and Life Insurance 2023
Many people living with Chrons and Ulcerative Colitis will have quite a few options for life insurance, but the key is making sure that you find the best insurer to specifically match you. This is where we standout as an adviser firm and here’s a rundown of some key bits for you.
3 Insurances to Protect Your Mortgage 2023
When you take out a mortgage you are taking on a really big financial loan. This can be quite daunting and the thought of sorting out anything else at the same time can be at the bottom of your priority list. But insurance should be a key part of your financial plan.
7 Things to Know About Life Insurance and Depression 2023
I have had generalised anxiety disorder for many years and agoraphobia in the past too. When I first went for life insurance in 2010 I was declined due to my mental health. All I had was anxiety and it felt like a real kick in the teeth.
Fast forward to 2016 and I got my life insurance at standard terms. I have personally worked with many insurers to challenge the way that mental health is viewed. The changes over the last 10 years have been incredible. There are still things to be worked on but we are getting there.
Can I Get Life Insurance With COPD 2023
There can often be options for life insurance if you are living with COPD. The time that it can be trickier is if you are a smoker. Insurers do see the mixture of smoking and COPD as being a high risk for a person to become quite poorly.
3 ways income protection can be a life saver 2023
When people think of insurance they usually think of life insurance, car insurance, house insurance, pet insurance and travel insurance is another biggie. But, the insurance that underpins all of this is income protection.
6 things to know about life insurance and high BMI 2023
Having a low or high BMI can have quite an influence on the types of insurance that you can get and also the right insurer for you. Here’s a breakdown of the 6 key things that we think you need to know.
HIV Income Protection and Critical Illness Cover 2023
Over the last few years we have been involved in trials with some insurers, to offer income protection to people living with HIV. These have now led to full income protection policies now being available, a huge change to what the insurance world used to have on offer.
