Can I Get Life Insurance With Epilepsy 2023

A young family sharing smiling while they look at a photograph album

We are proud to have been supporting members of Epilepsy Action and the wider epilepsy community, in getting their life insurance in place over the years. We have spent this time developing our knowledge of epilepsy and how different insurers view this condition, so we quickly know where to place your insurance.

Can I Get Life Insurance after a Heart Attack 2023

Life Insurance, Critical Illness Cover, Income Protection

Insurers will usually want to see at least a few months since you had your heart attack, before they will consider your application for life insurance. You can get life insurance before this time but it’s important that you know it’s very likely to come with exclusions relating to your heart.

5 Ways to Protect Your Business 2023

Protecting your business with life insurance and income protection

Relevant life insurance is one of the most popular business protection policies that we arrange for people. It’s life insurance that is arranged through and paid for by your business. The premiums can be offset against your corporation tax too, bonus!

Life Insurance for Over 60s 2023

A senior couple cuddling. Life Insurance.

When you are over 60 you can feel that the time is right to start getting life insurance in place. There can be a lot of reasons to take out life insurance and this reason will change the type of insurance that you need.

Best Income Protection for the Self Employed 2023

A young woman sitting at a laptop. Income Protection.

When you are employed you can sometimes have security of income protection from your employer, or at the very least statutory sick pay. When you are self-employed you have nothing to give you that buffer of supporting income. That’s why income protection is probably more important for self-employed people, than anyone else.

Life Insurance for Politically Exposed Persons

Portrait of a man. Life Insurance.

When you apply for life insurance insurers are always looking for any risks that could make you more likely to make a claim on an insurance policy. This is because they want to make sure that they fully understand things like your health, travel, job and sports that you do.

For a politically exposed person (PEP) there are some additional risks in the background that insurers want to keep an eye on. I am going to explain some of the key reasons that you might have found that getting life insurance isn’t easy.

Yacht Crew Income Protection

A pink piggy bank on a beach. Income Protection.

A problem that we see some yacht crew members facing is that they don’t pay UK tax. For new income protection policies in the UK the insurer will want you to be paying UK tax. A lot of yacht crew get seafarers earning deduction and this can mean that many insurers will not be able to offer you income protection.