Golf & Life Insurance

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Golf & Life Insurance

Golf & Life InsuranceDo you enjoy playing golf in your free time?

Do you play in the great outdoors or in indoor golf driving ranges, simulators, or have golf lessons? However you enjoy your golfing hobby, being fit and active is always seen as positive by insurers so they will look favourably on your application.

To find the best insurer for you our advisers will ask you:

  • How often do you play golf?
  • Do you take part in competitions?
  • Do you play golf in the UK or abroad?
  • Have you had any golf related injuries?

You are likely to find that normal terms are offered on life insurance if you are playing golf as a hobby. This means that there are no premium increases or exclusions on the policy. If you take part in competitions you will find that our professional golf players page is useful to look at.

Any recent injuries that you’ve had, shouldn’t be a problem for life insurance, but if you have any outstanding tests or if you have any surgeries to go through, this may delay when your insurance can start.

When you apply for life insurance we will also ask about your medical history and your family’s medical history, as this can help us choose the right insurer for your circumstances. 

Our award winning advisers will find the best life insurance to meet your needs.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover is a valuable insurance to have and your golfing shouldn’t have any influence on your options for this insurance.

We will ask you if you’ve had any injuries as a result of playing golf, as well as how often you play it and where you play it. We also need to know some details about your health and your family medical history to make sure that the right insurer is chosen for you from the start.

Our expert advisers will find the right insurer and best critical illness policy to match you and your hobby.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income Protection should be straightforward to arrange. Playing golf can sometimes cause injuries and it’s important to let us know early on if you have had any injuries, back pain, muscle strains.

You can find that insurer will exclude claims relating to areas of the body that have had injuries in the past few years, so talking about it early on means that we can give you a clear idea of what will be available. An exclusion doesn’t sound great, but it is sometimes possible to review your policy at specific times to get these kinds of exclusions removed.

Our advisers will make sure that you are offered the best terms possible for income protection.

There are some insurance policies that allow you to earn rewards and reduce your policy premium, if you are fit and active. Being a golf player is a perfect match to the way that the insurer monitors your fitness levels, so that you can access these benefits.

To find out more please see our healthy living insurance page.

Are you planning on taking part in golf competitions abroad? It’s a good idea to check if your travel insurance covers sporting activities without exclusions. We recommend consulting a specialised travel insurance broker for detailed guidance. Visit our travel insurance page for additional information.

You can find more details on our travel insurance page.

Fun Facts

  • Golf was banned in 1457 in Scotland, when King James I said that playing “gowf” was distracting from military training.
  • Golf was played on the moon in 1971 during the Apollo 14 mission.
  • Golfers can walk up to 5 miles during a typical 18-hole round.
  • 18-holegolf course
  •  9-hole golf course
  • Pitch and putt golf
  • Golfer’s elbow
  • Head injury
  • Lower back strain
  • Shoulder impingement
  • Rotator cuff tear
  • Osteoarthritis
  • Wrist tendintits
  • Competitions
  • Environment
  • Frequency

Common Questions

Hi, it’s lovely to hear from you. We do not provide advice on travel insurance but have teamed up with a firm that is excellent in providing travel insurance advice. 

You can get in touch with them through our travel insurance page.

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 765 reviews.

Review by Chris on 29th February 2024

Great personalised service. Excellent personalised service, cannot fault it. Ellice whom I worked with was attentive and always kept me up to date at every step of the process. Thanks very much! - 5 

You can read more of our reviews here.

Golf & Life Insurance

Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Golf & Life Insurance

Client Reviews

Golf & Life Insurance

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

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Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

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