Test Pilots & Life Insurance

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Test Pilots & Life Insurance

Life insurance for test pilots may be available at standard terms with specific insurers if you are based within the UK.

Our advisers will ask you:

What kind of aircraft are you flying?
How many hours do you fly each year?
Are you flying in the UK or abroad?

Having details available to let us know the aircraft that you fly will be really helpful in finding the right insurer for you.

If your fly experimental or prototype aircraft it is likely that a lot of insurers will increase your premiums for life insurance. This is known as special or non-standard terms. Some insurers will do this, not all of them.

Our award winning advisers will find the best life insurance policy for you, to protect your loved ones.

Get a Life Insurance Quote

If you are a member of the armed forces or a reservist please visit our dedicated page for your occupation here.

Test Pilots & Critical Illness Cover

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness insurance applications for test pilots can be available but might come with an exclusion.

This usually means that the insurer will say that they won’t pay a claim if you are diagnosed with a critical illness whilst you are at work.

It is worth bearing in mind that many conditions covered by a critical illness policy are not things that can be caused by your occupation e.g. Parkinsons, cancer, etc.

You might be able to get critical illness cover at normal terms and our advisers will search the market to find the right policy for you.

Get a Critical Illness Cover Quote

Test Pilots & Income Protection

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection for test pilots may be available with some insurers. Your choice of insurer will be absolutely key in getting you the best terms for income protection.

Most insurers are going to see your work as incredibly high risk for an income protection claim. You must be incredibly healthy to do your job and it doesn’t take much for you to have a health condition that can stop you working. This will mean that some insurers will not be able to offer you income protection.

Our expert advisers will give you a clear breakdown of the best way to protect your income.

Get an Income Protection Quote

Test Pilots & Travel Insurance

We work alongside a specialist travel broker that can find the right policy for you. To find out more, please visit our travel page here.

Test Pilots

Test pilots are responsible for trying out new and modified aircraft to establish if they meet the performance criteria that they are designed for. Specified manoeuvres and flying techniques are used to test aircraft in full during a flight to ensure that they are safe for use by military, commercial and private pilots.

Example Occupations

Production aircraft pilot
Experimental aircraft pilot
Non-production aircraft pilot

Possible Risks

Environmental factors
Equipment malfunction
Heights

Occupational Duties

Testing aircraft
Health and safety

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 724 reviews.

Review by Tim on 6th August 2020

“Very professional and responsive business. Cura is a very professional and responsive business that helped me explore my options and alternatives with great care and attention to details and in sharp contrast to other firms who gave up at the first hurdle. An outstanding experience I can recommend to others without reservation.” - 5 

You can read more of our reviews here.

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Couldn't rate more highly. I moved from another broker due to slow response speeds. Mark responded really quickly (sometimes from his holiday!)"

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Fantastic at keeping in contact. Happy with how they dealt with my more complex medical history. Would recommend Vivek and the team!"

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."