Cycling

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Life Insurance, Critical Illness Cover and Income Protection for Cyclists

Cycling

Popular Pastimes: Mountain biking, BMX riding, road cycling, downhill riding, cross-country cycling

Possible Risks: Falls, equipment safety, environmental factors

Additional Considerations: Location, group, solo, frequency

Life Insurance

When you apply for Life Insurance, mountain biking should not cause any concern to the underwriting of your application. Cyclists should be able to receive standard terms for Life Insurance with all insurers.

Critical Illness Cover

Critical Illness Insurance for cyclists will be available at ordinary rates with all major insurance providers. If you regularly travel abroad to mountain bike you will need to inform the insurer of this so that they are fully aware of what your hobby entails, it is unlikely that this will affect your insurance application.

Income Protection

Income Protection for cyclists should be available at standard rates with most insurers. Cyclist Income Protection policies will come with a claims deferment period anywhere between 1 day and 52 weeks. Our financial advisers can help you to determine the best policy options for you based upon your employment benefits, medical history, savings and budget for the policy.

Cyclists Travel Insurance

Are you planning on cycling somewhere a bit more exotic than the UK? Take a look at this specialist travel broker, who can provide you with a no obligation quotation here.

 

Healthy Living Insurance

Cyclists are typically fit individuals, who maintain a healthy lifestyle, to achieve peak performance for the ride. For those cyclists who are actively exercising, the VitalityLife insurance policy could be a worthwhile consideration. This policy type provides access to financial rewards if you live healthily. To find out is this policy could be right for you, click here.

 

Fun Facts

  • The longest tandem bike to be built, was 67 feet long (35 seats)
  • Early versions of the bicycle date back to the 17th Century, and took a similar form to today’s balance bikes
  • Riding a bicycle is three times more efficient, when it comes to energy spent, than walking

Client Reviews

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Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

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