Abseilers & Life Insurance
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For whose who do abseiling, life insurance may need to detail how often you partake in the sport and you may be asked additional factors such as whether you do this abroad, in groups or on a solo basis. Most insurance providers will accept your disclosure of abseiling at standard terms for Life Insurance.
As with any hazardous activity or sport it is always best to speak with a qualified adviser to ensure you take out the correct plan.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness insurance for abseilers will also generally be available at ordinary rates with most insurers. If you regularly travel abroad to abseil you will need to inform the insurer of this and include any details about intended travel abroad in the near future.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
Income protection for those who abseil should be available at standard rates. Where abseiling is a job requirement i.e. window cleaners, the insurer will assess your application further and make a decision on a case by case basis.
Being an abseiler you must be fit and healthy to withstand the physical requirements of the sport. You may find that the VitalityLife healthy living insurance policy suits your active lifestyle, giving you practical financial rewards. To find out more, visit here.
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