Abseilers & Life Insurance

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AbseilingFor whose who do abseiling, life insurance may need to detail how often you partake in the sport and you may be asked additional factors such as whether you do this abroad, in groups or on a solo basis. Most insurance providers will accept your disclosure of abseiling at standard terms for Life Insurance.

As with any hazardous activity or sport it is always best to speak with a qualified adviser to ensure you take out the correct plan.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness insurance for abseilers will also generally be available at ordinary rates with most insurers. If you regularly travel abroad to abseil you will need to inform the insurer of this and include any details about intended travel abroad in the near future.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection for those who abseil should be available at standard rates. Where abseiling is a job requirement i.e. window cleaners, the insurer will assess your application further and make a decision on a case by case basis.

Being an abseiler you must be fit and healthy to withstand the physical requirements of the sport. You may find that the VitalityLife healthy living insurance policy suits your active lifestyle, giving you practical financial rewards. To find out more, visit here.

Are you set to do some abseiling outside the UK? Make sure that you have the right insurance in place, to cover you for your activities abroad. Visit this specialist travel broker here, to get your quotation.

Abseilers

Abseiling involves the controlled descent of an individual down a rock or cliff face using a rope and safety equipment to rappel. Abseiling can be used in a variety of recreational locations including climbing, canyoning and caving. It also has useful applications in work-based settings such as window cleaning, rescue missions and military activities. This page provides underwriting guidance specifically for abseilers who pursue the activity recreationally.

Fun Facts

  • Abseiling is the most dangerous mountaineering sport
  • You are meant to loudly shout ‘Rope below’ before throwing your rope off the edge
  • Abseil comes from the German “abseilen”, and rappel comes from the French
  • Rappelling
  • Abbing
  • Falls
  • Equipment safety
  • Environmental factors
  • Height
  • Location
  • Group
  • Solo
  • Frequency
  • Qualifications
  • Experience

By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).

Abseiling

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

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