Abseilers & Life Insurance

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AbseilingAbseiling is a high thrill sport that can be seen to be a bit risky by insurers.

When you take part in abseiling a lot of insurers will want to know:

  • How often you do this?
  • What’s the maximum height that you go to?
  • Do you abseil into caves?
  • Do you abseil solo or as part of a group?
  • Are you doing abseiling outside of the UK?
  • Do you abseil as a hobby or as part of your work?
  • Do you take part in competitions?

For people that enjoy abseiling, life insurance may need to be placed with a specialist insurer if your activities are seen to be high risk to the insurers. That being said for many life insurance providers in the UK, abseiling can often be accepted at what is known as standard rates. This means that you are likely to get normal premiums for life insurance.

Our expert advisers will find the right insurer and best life insurance policy for you.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness insurance for abseilers will also generally be available at ordinary rates with most insurers.

If you regularly travel abroad to abseil you will need to inform the insurer of this. They will want to know the countries that you are visiting and potentially the specific locations that you go to.

Sometimes if you are doing quite extreme sports insurers can increase the policy premiums. 

Our award winning advisers are here to find you the right critical illness policy to match you and your hobby.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection for people that abseil should be available at standard rates with some insurers.

Where abseiling is a job requirement i.e. window cleaners, the insurer will assess your application based upon your occupation rather than abseiling as a hobby. 

Our expert advisers are here to find the right way to protect your income and give you peace of mind for the future.

Being an abseiler you must be fit and healthy to withstand the physical requirements of the sport.

You may find that some healthy living insurance policies suit your active lifestyle, giving you practical financial rewards. To find out more, visit our healthy living page.

Are you set to do some abseiling outside the UK? Make sure that you have the right insurance in place, to cover you for your activities abroad. Visit our specialist travel insurance page here, to get your quotation.


Abseiling involves the controlled descent of an individual down a rock or cliff face using a rope and safety equipment to rappel. Abseiling can be used in a variety of recreational locations including climbing, canyoning and caving. It also has useful applications in work-based settings such as window cleaning, rescue missions and military activities. This page provides underwriting guidance specifically for abseilers who pursue the activity recreationally.

Fun Facts

  • Abseiling is the most dangerous mountaineering sport
  • You are meant to loudly shout ‘Rope below’ before throwing your rope off the edge
  • Abseil comes from the German “abseilen”, and rappel comes from the French
  • Rappelling
  • Abbing
  • Falls
  • Equipment safety
  • Environmental factors
  • Height
  • Location
  • Group
  • Solo
  • Frequency
  • Qualifications
  • Experience

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Common Questions

Hi, it’s lovely to hear from you. Many life insurance policies in the UK will payout a claim in this situation. The key thing is to know which insurer your life insurance policy is with and some extra details about the application. We are more than happy to look at your life insurance policy to double check it for you.

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Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


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