Rugby Players & Life Insurance
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Life insurance for rugby players should be available at normal terms with many insurers. The insurer will want to know if you have had any recent injuries due to taking part in the sport, but any that you have had should have little bearing on your life insurance application.
If you play rugby on an amateur basis then please go to our dedicated page for you here.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness insurance for rugby players is also likely to be available at standard terms with most insurers. Again, the insurer will want to know if you have had any significant injuries due to playing rugby in recent years. You will probably find that total permanent disability is excluded from the policy claims set due to the heightened risk of severe injury when playing rugby. This is just one claimable condition in the policy claims set and it should not deter from the many other conditions that you could claim on.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
Income protection for rugby players will need to be placed with a specialist insurer if you play the sport on a professional or semi-professional basis. The insurer will be particularly interested in any time that you have had off work as a direct result of playing rugby.
Being a rugby player means that you are physically active on a regular basis and maintain a healthy lifestyle. VitalityLife offer insurance policies that reward you for being active and this could be worth considering for your needs. Please see our healthy living page to find out further details of the benefits and rewards you can earn through VitalityLife here.
Rugby players work in a combative sport with a high risk of physical injury. Taking part in rugby requires an individual to be highly aware of their surroundings and have a deep understanding of how to protect themselves and other players from serious injury.
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