Heart Conditions and Insurance

When you arrange life insurance, critical illness cover, income protection or private medical insurance you will often need to tell the insurer of any heart condition(s) that you have.
Pet Insurance vs You Insurance

Alan Knowles, Managing Director of Cura Financial Services, is appointed as the new chairman for the Protection Distributors Group. Read the full article here.
Could you afford to retire tomorrow? It’s a big resounding no from me!

So this popped up in a conversation I had recently and to be honest it scared me quite a bit. The answer is no. I cannot afford to retire tomorrow.
Mental Health Disorders and Insurance

One of the most important things to do when arranging insurance if you have a mental health disorder, is to speak to someone that you feel comfortable with.
Hazardous Occupations

There are quite a few jobs that spring to mind when we think of hazardous occupations: armed services personnel, offshore worker, bomb disposal experts, etc.
Be realistic!

When you first come to arrange insurance it can sometimes feel like a great big jumble of numbers and options, making it really hard to know where to start. In an ideal world everyone would have Life Insurance, Critical Illness Cover,
Cancer Survivors and Insurance

If you currently have or have had cancer you will need to detail this to the insurer when you apply for life insurance, critical illness cover, income protection and some private medical insurance policies.
BMI and Insurance

When you are arranging life insurance, critical illness cover, most income protection policies and some private medical insurances, the insurer is going to want to know your BMI.
Insurance for Diabetics

When you are arranging insurance one of the key things that you are going to be asked is if you have any medical conditions.
Insurers will do anything not to pay out, right?

You would think from all the bad press that insurers get that the title of this guide would be true. But really nothing could be further from the truth.