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Life Insurance when you travel to the Ukraine for short trips (30 days or less) is likely to be available at normal terms with standard insurance providers. Due to current unrest within the Ukraine it is possible that the insurer may ask for specific destinations that you will be travelling to and this may affect the terms that are available.

If you are travelling to the Ukraine for business related purposes, the insurer will probably ask about the nature of your work, the industry that you work in and the frequency at which you will need to travel to the country. For those who will be travelling frequently to the Ukraine the insurer may choose to offer Life Insurance at non-standard terms, that will probably be in the form of a premium increase.

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British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Critical Illness Cover for those travelling to the Ukraine may be available at standard terms, if the visit is of a short duration. Leisure holidays of less than 30 days will generally cause little concern to the insurers when arranging your cover.

For those travelling to the Ukraine regularly and/or on business trips the insurer is likely to ask you some additional information about your journey. For business professionals you will need to detail the nature of your occupation, industry that you work in and the type of working tasks that you will be performing. If you are working in a high-risk occupation it is possible that the insurer will offer Critical Illness Cover at special terms in the form of a premium increase.

For those seeking Income Protection, standard terms may apply if your trip to Ukraine lasts less than 30 days. For leisure or work-based travel the insurer is going to want to know the purpose of your journey and the frequency at which you plan to visit the Ukraine. For those who are required to visit the Ukraine for work, the insurer will want to know details about your specific work tasks and the amount of time that will be spent in the country.

Those in low risk occupations travelling to Ukraine for a short time period are likely to have access to Income Protection at normal terms. If your occupation is classed of a high-risk the insurer may choose to offer Income Protection at non-standard terms, most likely in the form of a premium increase. It is worthwhile bearing in mind that any Income Protection that you arrange should ideally be based on an ‘own occupation’ basis, providing the strongest claim criteria for this type of policy.

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Are you planning on travelling to the Ukraine for a holiday? We work with a specialist company who can provide comprehensive travel insurance for most countries. Please feel free to request a no obligation quotation from them here.

Ukraine GOV.UK Travel Advice
  • Ukraine travel advice May 6, 2022
    Updated information regarding issues around Russia’s invasion ('Returning to UK’ and ‘Safety and security’ pages)


  • Primary Concerns: Civil war, general public, terrorism
  • Reason for Travel: Business, leisure
  • Duration of Stay: Holiday break, employment contract
  • Popular Locations: Kiev, Odessa, Carpathian Mountains

The Ukraine borders Russia, Belarus, Poland, Slovakia, Hungary, Romania, Moldova, and the Black Sea. Ukraine is rich in natural resources such as oil, gas, coal, titanium and timber. The UK government currently advises people to remain vigilant when visiting the country due to ongoing unrest.

  • “Carol of the Bells”, a famous Christmas song, is actually based on an old Ukranian folk song. It has been used many times in film and TV soundtracks – think Macauley Culkin meeting his old neighbour in the church in “Home Alone” towards the end of the film.
  • What do Ella Fitzgerald and Louis Armstrong have in common with Ukraine? They sang the world-renowned song Summertime, which is inspired by a Ukrainian lullaby. The song was written by George Gerschwin, whose parents were from Odessa, Ukraine.
  • O Sole Mio was composed in Odessa by Eduardo di Capua in April 1898. He was inspired by travelling around Crimea with his father.

By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).

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