Portugal
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Portugal & Life Insurance
You are very likely to be able to get life insurance at normal terms when you travel to Portugal. This means no premium increases or exclusions related to your travel, but it’s always best to check.
To check your life insurance options we will ask:
- When are you travelling to Portugal?
- What is the reason for your travel to Portugal?
- How long will you be in Portugal for?
Most of the time holidays to Portugal will have no affect on your life insurance application. If you are spending more than 30 days at a time in Portugal in one go, it might be that a bit of research needs to be done to find the right insurer for you.
Our award winning advisers are here to give you peace of mind with the right life insurance policy, so that if the worst happens, your loved ones will be taken care of.
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness cover for people travelling to Portugal is likely to be offered at standard terms. The amount of time that you are in Portugal in any given year will determine which insurer is going to be right for you.
If you are travelling to Portugal regularly for work this can sometimes change the best choice of insurer for you. The insurer will want to know how often you are in Portugal and what you are doing for work.
Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
For people travelling to Portugal income protection is probably going to be perfectly fine to arrange. The amount of time that you are going to be in Portugal will be a big factor in choosing the right insurer for you.
If you need to go to Portugal for your work this can sometimes have an affect on your income protection application. We might need to ask you details about whether you pay UK tax or not, to make sure that you are eligible for the policy.
Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.
Are you planning on a trip to Portugal? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.
Portugal
- Primary Concerns: Duration of stay, location
- Reason for Travel: Business, leisure
- Duration of Stay: Holiday break, sabbatical, employment contract
- Popular Locations: National Palace of Pena, Lisbon, Madeira
Fun Facts
- Portugal is the oldest country in Europe! Lisbon is believed to be four centuries older than Rome.
- The world’s oldest bookstore, Bertrand Bookstore, is open in Lisbon’s Chiado district!
- Portugal is the world’s largest cork producer as it produces over 70% of cork exports!
- For more information on specific health conditions, pastimes, occupations and countries please select here:
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Cura Financial Services has been rated 4.9 out of 5 based on 873 reviews.
Review by Vicki on 4th September 2025
“Strongly recommend. Deep advisory expertise shared in a timely manner. We had several policies to arrange, to at had interdependencies. The Cura team were knowledgeable, efficient and easy to work with.” - 5
You can read more of our reviews here.
Theodore Knowles
Author
This page was written by Theodore Knowles under the guidance of Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
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