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Pakistan Life Insurance

When you apply for Life Insurance, Pakistan is viewed as a country of travel that needs to be disclosed in your application to the insurers. There are some specialist insurers who will consider accepting your application at non-standard terms, meaning an increase to the policy premiums. Pakistan Life Insurance applications will need to detail how long you intend to stay within the country, how often you will be travelling there and the purpose of your stay e.g. business or leisure.

When you are visiting Pakistan for a short period of time such as for a holiday or to visit family your application should be accepted at standard rates.

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Pakistan Expat Life Insurance

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Expat Life Quote Quote

Pakistan Critical Illness Cover

Critical Illness Cover for those who plan to travel to Pakistan in the near future for extended periods of time or work-related purposes is currently unavailable. Insurers regularly alter their stance as to the acceptance terms they will offer individuals who travel abroad, so it is worthwhile speaking with one of our advisers to see if the cover is now available to you.

If you are a member of the Armed Forces and will be deployed to Pakistan in the near future you may be able to secure Critical Illness Cover with certain insurance providers. If a policy was offered it would come with either exclusions on some critical illnesses (i.e. coma, traumatic head injury) or an occupational exclusion (no claim paid due to work-related injury). Please see our specific pages for Armed Forces personnel here, to see what kind of underwriting terms could be available to you.

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Pakistan Income Protection

Income Protection applications that detail travel to Pakistan will be more difficult to place and requires that a specialist insurance provider be contacted. The insurance provider will want to know details such as the intended length of stay, amount of trips planned per year and if you are travelling for personal or business purposes. When you apply for Income Protection and you intend to travel to a country that is seen to be of a higher risk, you should be prepared that the policy will likely be offered with an increased premium or declined.

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Pakistan Travel Insurance

Are you travelling to Pakistan? We work with a specialist insurance broker who provide comprehensive travel insurance across most of the world. Make sure that you have the correct travel insurance for your journey by requesting your no obligation quotation here.

GOV.UK Travel Advice

Pakistan travel advice May 21, 2021
Updated information on how to get a COVID-19 vaccine if you live in Pakistan and on reduction of scheduled flights to and from Pakistan (‘Coronavirus’ and ‘Entry requirements’ pages)

Pakistan

Primary Concerns: Duration of stay, location
Reason for Travel: Business, leisure
Duration of Stay: Holiday break, sabbatical, employment contract
Popular Locations: Islamabad, Karachi, Lahore

Summary Definition

Pakistan is a South Asian country that holds one of the largest populations on the world. It borders Afghanistan, Iran and China.

Fun Facts

Pakistan is home to K2, a mountain in the Himalayas, the second tallest mountain in the world.
It has been suggested that the Himalayan Yeti could be a relative of the polar bear.
The Karakoram Highway provides an 800 mile link between Pakistan and China.

Further Reading and Research

By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Very helpful, James worked hard to find the right cover for me and explore the detail with the underwriters."

"Couldn't rate more highly. I moved from another broker due to slow response speeds. Mark responded really quickly (sometimes from his holiday!)"

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."