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PakistanWhen you apply for life insurance travel to Pakistan can come up in the application. The options that you have for life insurance will focus around some key things about your trip.

Our advisers will ask you:

  • Why are you travelling to Pakistan?
  • How long will you be in Pakistan for?
  • When are you going to Pakistan?

Pakistan life insurance applications might be available at normal terms with some insurers. This means no premium increase or exclusion based upon your travel.

When you are visiting Pakistan for a short period of time such as for a holiday or to visit family your application should be accepted at standard rates.

If you are going to Pakistan for more than 30 days or for work, it could be that your life insurance application needs to be placed with specific insurers that can accept your application.

Our advisers will find the right insurer and life insurance policy for you.

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British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover for people travelling to Pakistan in the near future might be available with some insurers.

Your ability get critical illness cover will really depend upon how long you will be in Pakistan for and why you are travelling there.

If you are a member of the Armed Forces you might find that if critical illness policy is available that some insurers will add special terms. This would is usually either exclusions on some critical illnesses (i.e. coma, traumatic head injury) or an occupational exclusion (no claim paid due to work-related injury).

Please see our specific pages for Armed Forces Personnel, to see what kind of underwriting terms could be available to you.

Our advisers will find the right critical illness policy for you.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection applications will ask about your past and future travel. Pakistan is a country that can come up in the question set and it can influence your options for income protection.

The insurance provider will want to know details such as the intended length of stay, amount of trips planned per year and if you are travelling for personal or business purposes.

Our advisers will find the right policy to protect your income for you.

Get an Income Protection Quote

Are you travelling to Pakistan? We work with a specialist insurance broker who provide comprehensive travel insurance across most of the world. Make sure that you have the correct travel insurance for your journey by requesting your no obligation quotation here.

Pakistan GOV.UK Travel Advice
  • Pakistan travel advice October 31, 2023
    FCDO now also advises against all travel to within 10 miles of the border with Afghanistan (‘Summary’ page).


Pakistan is a South Asian country that holds one of the largest populations on the world. It borders Afghanistan, Iran and China.

  • Primary Concerns: Duration of stay, location
  • Reason for Travel: Business, leisure
  • Duration of Stay: Holiday break, sabbatical, employment contract
  • Popular Locations: Islamabad, Karachi, Lahore
  • Pakistan is home to K2, a mountain in the Himalayas, the second tallest mountain in the world.
  • It has been suggested that the Himalayan Yeti could be a relative of the polar bear.
  • The Karakoram Highway provides an 800 mile link between Pakistan and China.

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Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


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