Request a Callback

By clicking on submit I / We give consent for you  to call me / us on the number provided to discuss my / our financial requirements.

NigeriaLife insurance for people travelling to Nigeria may be available at normal terms if you are planning on a short-term trip. In the insurance world that typically means a holiday of less than 30 days or business trip of less than a week.

Our advisers will check what options you can for life insurance by asking you:

  • When are you travelling to Nigeria?
  • Are you going for work, to visit family of a holiday?
  • How long will you be in Nigeria for?

Where travel to Nigeria involves multiple trips per year and/or stays of 30 days or more, it’s possible that some insurers will offer life insurance at non-standard terms or decline the cover. The insurer will be particularly interested in the reason for your visit and your precise destination in the country.

Our advisers will find the right life insurance policy for you and your travel.

Some insurers might ask you to have a Hepatitis and HIV test before they accept your application in full, if you have travelled to Nigeria significantly in the past few years.

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover for people travelling to Nigeria will be looked at in a similar way to life insurance. If you trip is a short holidays you may be able to secure cover at normal terms.

Insurers regularly change their stance on the risks presented by travel to different countries and the terms that you are offered will be reflective of Nigeria’s risk rating at the time of application.

Where you visit the country regularly and/or reside in the country for more than 30 days at a time the insurer may offer critical illness cover at non-standard terms, some might even decline you application.

Our advisers are here to search the insurance market and find the right critical illness policy for you.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

If you are travelling to Nigeria income protection may be available at normal terms, depending upon the purpose of your stay and the time that you will spend in the country.

The insurer will be particularly interested if you are travelling to Nigeria on work related business. If you intend to be in the country for more than 30 days, or are planning multiple trips within the next year it is possible that the insurer will offer cover at a higher premium or decline your application for income protection. 

Our advisers will find the right income protection policy for you, to give you financial security.

Get an Income Protection Quote

Are you planning on going to Nigeria? We have teamed up with a specialist insurance broker who can provide comprehensive travel insurance cover for most countries. Get your no obligation travel insurance quote here.

Nigeria GOV.UK Travel Advice
  • Nigeria travel advice November 15, 2023
    Removal of Information on the security alert issued by the US Embassy in Nigeria on the increased threat to major hotels in Nigeria’s larger cities; and on off-cycle state elections ('Summary' page).


Nigeria is located on the western coast of Africa. It is most populated country in Africa with a richly diverse environment.

  • Primary Concerns: Civil unrest, war zone, destination i.e. Army base, general public
  • Reason for Travel: Business, leisure, military operations, military deployment
  • Duration of Stay: Holiday break, sabbatical, employment contract
  • Popular Locations: Abuja, Lagos
  • Nigeria is known for its export of cacao, chocolate lovers rejoice!
  • If you feel like having a bit of a twerk in Lagos’ vibrant nightlife, be prepared to shake your yansh.
  • Make sure to try the traditional dish of suya while you are there.

If you are travelling to Nigeria due to your occupation as an offshore worker you may find it useful to look out our occupations section here.

Also, feel free to browse our guides and infographics as to how your occupation can affect your insurance applications.

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 724 reviews.

Review by James on 15th September 2017

I have unusual circumstances. While some other agents may have come up with the solution it was the efficiency of Cura's operation that impressed me. - 5 

You can read more of our reviews here.


Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


Client Reviews


Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

Guides & News

Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!

Our Recent Awards