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FranceI have absolutely loved my holidays to France. The Moulin Rouge, Louvre, Pompidou centre and Auguste Rodin museum are favourite memories of mine.

You are very likely to be able to get life insurance at normal terms when you travel to France. This means no premium increases or exclusions related to your travel, but it’s always best to check. 

When you speak to one of our advisers we will ask you:

  • When are you travelling to France?
  • What is the reason for your travel?
  • How long will you be in France for?

Most of the time holidays to France will have no affect on your life insurance application. If you are spending more than 30 days at a time in France in one go, it might be that a bit of research needs to be done to find the right insurer for you.

Our award winning advisers will find the best life insurance policy to meet your needs.

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British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

To access these policies you sometimes need to have a UK liability which could be anything from a mortgage, to children at university. If you do not have a UK liability then we can potentially look at international cover for you.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover for people travelling to France is likely to be offered at standard terms. The amount of time that you are in France in any given year will determine which insurer is going to be right for you.

If you are travelling to France regularly for work this can sometimes change the best choice of insurer for you. The insurer will want to know how often you are in France and what you are doing for work.

Our expert advisers are here to find the right critical illness policy to match you and you travel.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

For people travelling to France income protection is probably going to be fine to arrange. The amount of time that you are going to spend in France will be a big factor in choosing the right insurer for you.

If you need to go to France for you work this can sometimes have an affect on your income protection application. We might need to ask you details about whether you pay UK tax or not, to make sure that you are eligible for the policy.

Our advisers are here to find you the best income protection policy to give you peace of mind for your financial future.

Get an Income Protection Quote

Are you taking a break to France? It’s always a good idea to have travel insurance in place whenever you go abroad. Take a look at our travel insurance page to find out more.

France GOV.UK Travel Advice
  • France travel advice February 20, 2024
    Removal of information on SNCF train strikes ('Warnings and insurance' page).


France is Europe’s largest country and has a stunning 3,247km coastline. Many view France as one of the most romantic countries in the world, with it’s capital Paris being a favourite destination for engagement proposals.

  • Primary Concerns: Civil unrest, general public
  • Reason for Travel: Business, leisure
  • Duration of Stay: Holiday break, sabbatical, employment contract
  • Popular Locations: Paris,Versailles, French Alps, Cote d’Azur, St Tropez
  • France is home to the largest art museum in the world, The Louvre, Paris.
  • The Tour de France is one of the worlds’ most popular cycling events and has been running since 1903.
  • Turning a baguette upside down is considered to be bad luck!

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Review by Hannah on 14th March 2023

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Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


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