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AustraliaIf you are a UK resident and plan on visiting Australia within the next year, you should be eligible for normal terms on your life insurance. Whether you are going for work, a sabbatical or for a holiday, the insurer will probably offer you standard terms

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need. 

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover should not be a problem for those wanting to go to Australia. As with life insurance mentioned above, you must be a UK resident to apply and normal terms may be applied if you are considering a trip “down-under” for work or leisure. 

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

As with the insurances discussed above, income protection could be available to you if you are a UK resident and plan on visiting Australia within the next year. The insurer will more than likely offer normal terms for those planning on working or holidaying in Australia within the course of the year.  

Get an Income Protection Quote

Are you planning on going down under? We work with a specialist travel insurance broker who can provide comprehensive cover for most countries. Get your no obligation travel insurance quote here.

Australia GOV.UK Travel Advice
  • Australia travel advice November 29, 2021
    Update on changes to entry requirements for travellers who have been in African countries where the Omicron variant has been detected and spread within the past 14 days ('Entry requirements' page)


  • Primary Concerns: Environmental factors
  • Reason for Travel: Business, leisure
  • Duration of Stay: Holiday break, sabbatical, employment contract
  • Popular locations: Melbourne, Sydney, Perth, Alice Springs, Cairns, Brisbane

Comprising the Australian continent, Tasmania and several smaller islands, Australia is famous for many natural landmarks such as the Great Barrier Reef, Uluru and Bondi Beach. Home to national parks, rainforests, the outback and famous sights such as the Sydney Opera House, many British people choose Australia as a place to live and work either temporarily or permanently, along with approximately 650,000 of us holidaying there every year.

  • Australia has the same population as New York: 20 million people.
  • There are over 200 different languages and dialects spoken within Australia.
  • If you were to watch all the Neighbours episodes back to back, it would take 147 days.
  • The Australian coat of arms features an emu and kangaroo, both of which can only move forwards. They were chosen as a symbol of progression, signifying that the country will never go backwards.
  • More than 80% of the animals found in Australia, such as the kangaroo, wombat, dingo, wallaby and koala, are unique to the continent.

By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).


Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


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