Ballooning

Request a Callback

By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.

Caring - Understanding - Reliable - Advice

Home » Hazardous Pastimes » Ballooning

Life Insurance, Critical Illness Cover and Income Protection for Ballooning

Popular Pastimes: Hot air ballooning
Possible Risks: Falls, equipment safety, environmental factors
Additional Considerations: Height, location, group, solo, frequency, qualifications, experience

Life Insurance

When you apply for Life Insurance, ballooning will be assessed by the insurer in regards to whether your craft remains tethered or is in free flight, how many hours you spend in the air and if you are a member of a reputable association of ballooners. Where there is no competitive aspects to the gliding you may be able to secure Life Insurance at normal terms, however if you spend a great detail of time in the air your policy premiums could be increased. Where you take part in record attempts or racing it is possible that your application will be referred for additional underwriting on a case by case basis.

Critical Illness Cover

Critical Illness Insurance for those who pursue ballooning will typically come with an exclusion to any health conditions that you incur due to your pastime unless flights are infrequent.

Income Protection

Income Protection for ballooners may be available at standard rates, dependent upon your history of accidents/injuries. You will need to choose the insurer carefully to access policies that do not come with exclusions.

If you are unable to secure Income Protection at normal rates, you could consider Accident, Sickness and Unemployment Cover. This policy will provide a short-term income replacement of between 12 and 24 months if you are unable to work due to disability, illness or involuntary redundancy. Many insurers who offer Accident, Sickness and Unemployment Cover will not be concerned with your ballooning activities but you should read your policy documentation thoroughly to make sure you are covered for your pastimes.

Ballooning Travel Insurance

Are you planning on going abroad and doing a spot of ballooning? We can put you in contact with a specialist travel broker, who can help you find the cover you are looking for. Click here to get your no obligation quotation.

Summary Definition

Ballooning is the activity of flying through the air whilst in a basket attached to a large balloon. The flight is sustained by natural air currents, a burner situated within the craft and the pilots ability to steer the balloon. In general hot air balloons are free-flying craft for leisure purposes but they can also be tethered to the ground for short flight experiences.

Fun Facts

The first hot air balloon passengers were a unique bunch: a sheep, a duck and a rooster!
The first manned hot air balloon ride happened in the 16th Century
In 1808 there was a hot air balloon love triangle, where two suitors took to the skies and shot at each other until one of them crashed, the victor won the heart of Mademoiselle Tirevit

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Very helpful, James worked hard to find the right cover for me and explore the detail with the underwriters."

"Couldn't rate more highly. I moved from another broker due to slow response speeds. Mark responded really quickly (sometimes from his holiday!)"

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."