Van Drivers & Life Insurance
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Van Drivers & Life Insurance
As a van driver you are often sat for quite a lot of the day and then potentially lifting quite heavy items too. Both of these things can have an affect on your body over the long term and your job can be something that insurers ask a bit more about.
To get the right life insurance for you we will ask you:
- What is your average annual mileage?
- Do you need to drive abroad for work?
- How much time do you spend overseas?
- How much of your working hours are spent moving heavy loads?
Most people working as a van driver shouldn’t have any problems in getting life insurance in the UK. You will probably be able to get life insurance at standard terms.
Being a van driver can sometimes clock up a large amount of miles, so one of the main questions you will be asked about is your mileage each year. Sometimes you can find that the amount of mileage that you do each year can alter the terms you are offered for life insurance.
Also this type of work can take you overseas, so insurance providers need to know if you do have to travel abroad for work. They will want to know how often you outside of the UK, how long you are outside the UK for and where you are travelling to. It is possible that if you travel outside the UK for work, that you are offered non-standard terms for life insurance. This is usually a bit of a premium increase.
Our advisers are here to help you find the right insurer to match your circumstances, to get you the best terms possible.
Van Drivers & Critical Illness Cover
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness cover should be available to you at normal terms. As with life insurance, you might find that if you need to travel outside of the UK, that the insurer may increase your policy premiums due to your work.
Our expert advisers will find the right critical illness policy to match your work.
Van Drivers & Income Protection
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
Income protection is very important for you and your job. Your work is completely reliant upon your health and the DVLA saying that you are fit to drive.
When you are a van driver you can sometimes find that there are specific insurers that are far better for you, than others, when it comes to income protection.
Our advisers recommend income protection for people every day and we will be able to let you know exactly what you can have. Get in touch today for a no obligation quotation.
Van Drivers & Travel Insurance
We work alongside a specialist travel broker to get you the travel insurance that you need. It is even more important to make sure that seek advice if you are regularly travelling outside of the UK to see your clients. To find out more, please visit our travel page here.
Possible Risks
- Aggressive animals
- Aggressive passengers or pedestrians
- Falls
- Fatigue
- Manual handling
- Other road users
- Poor driving conditions
Occupational Duties
- Carry out minor vehicle maintenance
- Follow traffic laws
- Keep track of fuel usage
- Maintain a clean driving record
- Picking up and dropping off passengers and/or goods
Client Reviews
Cura Financial Services has been rated 5 out of 5 based on 750 reviews.
Review by Adam on 20th September 2023
“Amy is fantastic! An absolute asset to Cura. Amy took the time to go through all of my needs, understood my situation and found me two great policies with the same insurer! After being given the run around by another company I was sceptical at first but Amy came through with exactly what I needed. Would happily recommend Cura to friends and family.” - 5
You can read more of our reviews here.
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Dr Kathryn Knowles Phd
Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
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