Tattoo Artists & Life Insurance

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Tattoo Artists & Life Insurance

Being a tattoo artist is a fantastically creative job and there are certainly quite a few of us at Cura who have some ink on us.

Whether you draw cartoons, geometric designs, realism, fine line or watercolour, we can get you life insurance.

We will put your life insurance application with the insurer that is going to best match you and your work.

To fine the right life insurance for you, our advisers may ask:

Is your work based in the UK, or abroad?
If you do travel abroad how long are you out of the UK?

As a tattoo artist, your occupation is normally seen as low risk for life insurance, so many insurers should offer standard terms (basic premiums).

However depending on if you work out of the UK your life insurance may be offered at a higher price. This depends on; which countries you are travelling to, how long your stay is, and how often you leave the UK.

Our award winning advisers are here to give you peace of mind with the right life insurance policy, so that if the worst happens, your loved ones will be taken care of.

Tattoo Artists & Critical Illness Cover

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

You are likely as a tattoo artist to receive critical illness cover at standard terms. Your occupation as a tattoo artist is not normally considered to increase the risk of making a critical illness claim.

Although, you will probably need to be quite picky about where you apply for critical illness cover if you travel outside of the UK for work

Critical illness cover is often more complicated if you are not in the UK for a while every year. This is because the insurer thinks about the treatments you could get in the UK if you where to become ill and your current health, then they are also consider the type of medical support you can access abroad.

Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.

Get a Critical Illness Cover Quote

Tattoo Artist & Income Protection

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

If you are wanting income protection as a tattoo artist it is normally straightforward to arrange. However, you may need to be picky over the insurer that your income protection application is placed with.

Being a tattoo artist can be seen as high risk to an insurer for income protection. That is because you are so reliant upon your hands to do your work and it doesn’t take much to hurt your hands and need to take some time off.

As some insurers see this as a high risk, you can find that they automatically make your premiums for income protection higher due to your work. Not all insurers do this and we will place your income protection application with an insurer that views your work as a tattoo artist in the best way possible.

It is very important that you know that income protection only pays out for your ability to work due to your health, not for lack of work or loss of contracts.

Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.

Get an Income Protection Quote

Tattoo Artists & Travel Insurance

We work alongside a specialist travel broker to get you the travel insurance that you need. It is even more important to make sure that seek advice if you are regularly travelling outside of the UK to see your clients. To find out more, please visit our travel page here.

Possible Risks

Back pain
Repetitive stress in the wrists
Equipment theft
Allergic reactions
Bloodborne diseases

Occupational Duties

Hygiene and Sterilization
Client Consultation
Design and Transfer
Tattoo application

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 880 reviews.

Review by Sari on 21st April 2022

“Fantastic service and support. Fantastic service, I have been customer for many years for our needs on insurance product” - 5 

You can read more of our reviews here.

Theodore Knowles

Author
This page was written by Theodore Knowles under the guidance of Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."