Steeplejacks & Life Insurance

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SteeplejacksWhen you work at heights insurers do like to ask you about it when you apply for life insurance. Working at heights might not affect your life insurance options, but it is always best to double check.

To find the right life insurance for you our advisers will ask you:

  • What is the average height that you work at?
  • What is the maximum height that you work at?
  • How much of your average working week is at heights?
  • Do you travel outside of the UK for work?

Life insurance for steeplejacks that work under 40 feet (12 metres) most of the time can often be offered at standard terms. This means no exclusions or price increases.

Where your work regularly above 40 feet your choice of life insurance provider is essential to getting you a good price for the insurance.

Our expert advisers will find the best life insurance policy for you.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness insurance for steeplejacks may be available at normal terms. This is most likely if you work at heights less than 40 feet and your work is in the UK.

You could find that a part of the critical illness policy known as Total Permanent Disability will be excluded from the policies claim set. This is because some insurers will see your work as quite high risk for you becoming ill and unable to do your job. You are usually still covered for at least 60 other conditions through a critical illness policy.

Our award winning advisers will find the right insurer and best critical illness cover for you.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Steeplejacks income protection policies can be available with a few insurance providers depending upon the heights that you regularly work at.

Some income protection providers are really good for tradespeople and some are so so. You can often see huge price differences between insurers and it’s simply that some income protection providers are more accepting of your occupation, than others.

Our expert advisers know the right insurers to go to protect your income. Get in touch for a no obligation quotation today.

We work alongside a specialist travel insurance broker that can help you to find insurance if you’re planning a holiday. To find out more, please visit our travel page here.


Steeplejacks conduct maintenance on building structures at heights that are typically difficult to reach. A steeplejack will either work on scaffolding or by abseiling down a structure to survey, maintain and repair the building. The use of a belay rope fall-arrest system can reduce the danger that is present when working at such heights. A steeplejack will perform masonry work as well as other aspects of building repair such as carpentry, painting and sandblasting.

  • Steeplejack
  • Equipment safety
  • Falls
  • Environmental factors
  • Building instability
  • Working at heights
  • Maintenance of buildings, church steeples, cooling towers, clock towers and chimneys
  • Health and safety

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Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


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