Investment Bankers & Life Insurance

Request a Callback

By clicking on submit I / We give consent for you  to call me / us on the number provided to discuss my / our financial requirements.

Investment Bankers & Life Insurance

Investment BankersYour job as an investment banker might have quite an influence on your life insurance, or none at all. The key thing for you is if your work in investments takes you outside of the UK regularly or for long periods of time.

When you apply for life insurance in the UK, the insurers tend to ask if you go abroad for more than a week, for your work at any time. This can have a huge influence upon who will be the best insurer for you.

To make sure that we get your life insurance with the right insurer, we will ask you:

  • Do you travel abroad for your work?
  • How much time do you spend outside of the UK each year?
  • Which countries are you visiting?

If you are outside of the UK a lot for your work, there will be some insurers that are unable to offer you life insurance. But as long as you have a UK address and GP, there are a number of insurers that should be able to accept your application for life insurance. Sometimes there can be issues if you are not a UK tax payer as the insurer will start to wonder if you are UK resident.

Not to worry if that is the case, we will switch to an international insurer for you.

A couple of other things to consider are that investment bankers can be at a higher risk of experiencing stress and depression. If you do have a mental health condition please know that our discussions are done sensitively and completely confidentially. There are many instances now where stress and depression are not a concern to insurers and people can potentially arrange life insurance at standard terms.

Our advisers are here to help you find the right insurer to match your circumstances, to get you the best terms possible for life insurance.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection is a key part of many people’s financial plans. Being an investment banker, your income is likely to fluctuate based upon the bonuses that you receive. When you arrange income protection your bonuses can be insured, but bear in mind that at a point of a claim, the insurer will probably pay a claim based upon an average of your last 3 years income.

It is quite common to insure roughly 65% of your gross income if you are ill and unable to work. There are lots of way to build your income protection policy, to suit you. Ideally you want to insure your income right up to your retirement age. You would also ideally have it set up so that a successful claim has the potential to pay you your income, until you retire.

As an investment banker you are more aware than most people, the value of ongoing income, investments and pensions. By having an income protection policy you are insuring that if you can’t work due to ill health, that you can still put funds towards your own personal financial plan.

Our advisers recommend income protection for people every day and we will be able to let you know exactly what you can have. Get in touch today for a no obligation quotation.

Get an Income Protection Quote

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover should be available to you at standard terms, if you are not travelling extensively outside of the UK.

Our expert advisers will find the right critical illness policy to match your work.

We work alongside a specialist travel broker to get you the travel insurance that you need. It is even more important to make sure that seek advice if you are regularly travelling outside of the UK to see your clients. To find out more, please visit our travel page here.

  • Depression
  • Extensive travel abroad
  • Fatigue
  • Stress
  • Corporate restructuring
  • Financial forecasting
  • Hedge fund management
  • Issuing and selling securities
  • Oversee mergers and acquisitions

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 765 reviews.

Review by Emily on 5th April 2023

Very professional and helpful - 5 

You can read more of our reviews here.

Investment Bankers

Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Investment Bankers

Client Reviews

Investment Bankers

Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

Guides & News

Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!

Our Recent Awards

Investment Bankers
Investment Bankers
Investment Bankers
Investment Bankers
Investment Bankers