Sarcomas & Life Insurance

Request a Callback

By clicking on submit I / We give consent for you  to call me / us on the number provided to discuss my / our financial requirements.

Sarcomas & Life Insurance

When you apply for Life Insurance after having a sarcoma you may be able to secure standard terms of cover depending upon your specific diagnosis. The insurer will want to know the location of the sarcoma, time of diagnosis, the number of tumours that you had, if they were malignant or benign, how they were treated, if there have been any recurrences and the staging/grading of the tumour. If the sarcoma was benign it is possible that you will be able to secure Life Insurance at normal terms. If the sarcoma was cancerous it is likely that the insurer will apply a premium rating to your Life Insurance for a number of years following the end of your treatment.

Critical Illness Cover for people who have had sarcomas may be available at normal terms if the tumour was benign and there has been sufficient time since diagnosis and treatment has ended. The insurer may want to see a report from your GP detailing the location of the sarcoma(s), when you were diagnosed, the treatments that you were undertaken and the time since your treatment ended. Where the sarcoma was diagnosed as cancerous it is possible that the insurer may place a loading to the policy premium for a number of years since you finished treatment, or exclude cancer from the policy claims set.


Income Protection for those who have had sarcoma(s) may be available at standard terms. This will depend upon whether or not the sarcoma was benign, how many you have had and the time since diagnosis and treatment ended. If the sarcoma had been cancerous then the insurer will probably offer terms with an increase to the policy premium or a cancer exclusion to the policy.


What is Sarcomas?

Soft tissue sarcomas are tumours that form within fat, muscle, fibrous tissue, blood vessels and nerves; it is also possible to have sarcomas develop within the bone. The symptoms associated with sarcomas are very specific to the area of the body that is affected. This means that whilst you may have pain and discomfort which leads you to identify that there is something wrong, it is also possible that you could have a sarcoma with no obvious symptoms.

Also known as:  Soft tissue sarcoma, leiomyosarcomas, liposarcomas, angiosarcomas, gastrointestinal stromal tumours (GISTs), Kaposi’s sarcoma, ostepsarcoma, Ewing’s tumours, rhabdomysarcomas, malignant peripheral nerve sheath tumour (MPNST), myxfibrosarcoma, fibromatosis, Desmoid tumour, synovial sarcoma, lymphangiosarcoma, haemangiosarcoma, alveolar soft part sarcoma, dermatofibrosarcoma protuberans (DFSP), desmoplastis small round cell tumour, epithelioid sarcoma, extraskeletal myoxid chondrosarcoma, giant cell fibroblastoma (GCF)

Linked with: Neurofibromatosis type 1 (NF1), retinoblastoma, radiotherapy, chemical exposures, human heresvirus 8 (HHV-8), HIV, von Recklinghausen’s disease

Some potential problems experienced by individuals who have had sarcomas include:

  • Soft painless lump
  • Breathlessness
  • Abdominal pain
  • Fear of the cancer returning
  • Low mood
  • Use of prosthetics
  • Biopsy
  • Chemotherapy
  • Magnetic resonance imaging (MRI) scan
  • Occupational therapy
  • Physiotherapy
  • Radiotherapy
  • Reconstructive plastic surgery
  • Surgery


By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).

Sarcomas & Life Insurance

Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Sarcomas & Life Insurance

Client Reviews

Sarcomas & Life Insurance

Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

Guides & News

Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!

Our Recent Awards

Sarcomas & Life Insurance
Sarcomas & Life Insurance
Sarcomas & Life Insurance
Sarcomas & Life Insurance
Sarcomas & Life Insurance