13,000 Podcast Listeners

13,000 Podcast Listeners

Wow! I can’t even begin to describe the beam on my face when I reached this latest milestone.

There are podcasts with far greater listener numbers, I know I’m not going to be at the top of any podcast charts any time soon, but I’m so proud of how many people are listening to the Practical Protection Podcast.

I have been doing this podcast for 4 years to improve understanding on how protection insurance products work, especially when a person has medical disclosures that insurers ask about. I certainly owe thanks to Matt Rann, Roy McLoughlin and Andrew Wibberley who have all been involved in sharing their insights into the ways that the protection insurance industry works. Plus the many many guests that have joined us over 112 episodes.

Here are some more things I’d like to shout about:

• Over 13,000 podcast listeners
• Over 31,000 downloads
• Over 4,500 CPD certificates issued
• Over 3,500 hours of structured CPD recorded
• Over 23,000 hours listened to!!!!!!

So why are people listening in? Let’s take a look.

Protection Insurance Underwriting

Understanding the way that medical conditions mix with protection insurance underwriting is one of the biggest challenges that people and advisers can face. So I chat Matt Rann, a consultant underwriter with over 40 years experience, to get into the deep details over what insurers want to know about medical disclosures and how it can affect options for life insurance, critical illness cover and income protection.

I usually bring some case studies to these episodes, to bring what we are discussing to life with real examples of policies being arranged and what they cost. The most recent episode focuses on hypertrophic cardiomyopathy:

There has been a lot of interest in our chats about 

• Diabetes and Life Insurance
• Epilepsy and Life Insurance
• Menopause and Life Insurance
• Mental Health and Life Insurance
• Transgender and Life Insurance

Protection Insurance Products and Advice

There are a lot of insurers and insurance products in the UK and it can be really difficult to know where to start. There is no one insurer that is the best of the best. Insurers do offer different options for life insurance, critical illness cover and income protection to each other, but ultimately it is your personal circumstances that will determine which insurer is best for you.

There is often a lot of confusion about what different insurance policies actually do. I have had quite a few occasions where accountants and tax advisers have told someone to get one type of insurance, but then when they speak with me we determine they need a completely different type altogether. You can access podcast episodes specifically dedicated to insurance products and the do’s and don’ts of setting them up.

Some popular episodes are:

• Business Property Relief Insurance
• Comparing Critical Illness Cover
• High Net Worth Life Insurance
• Insuring the Whole Family
• The Value of Trusts

Protection Insurance Market Commentary

There are so many parts of the insurance industry that it’s quite hard to keep an eye on everything that is happening. There are brokers, insurers, reinsurers, developments around the world that influence what happens here in the UK and vice versa. I am  pleased to be involved in different groups across the UK insurance market to help piece together ways that we can improve protection insurance for all.

I sit on BIBA’s Executive Committee for Signposting services, the IFOA’s Mental Health Working Group, and the Access to Insurance Working group that works with the Government Disability and Access Ambassador for the Insurance Sector to help shape the future of insurance. There are incredible people doing work in this space and I’m very fortunate to have had some of them join me on the podcast.

• Claims Data
• Consumer Duty
• Income Protection Taskforce
• Protection Insurance Market Trends
• Travel Insurance Underwriting

You can access all of the podcasts and transcripts of the episodes at the Practical Protection Podcast website.

Related blogs