Relevant Life Policy: Tax Efficient Insurance for Company Directors

If you are considering a Life Insurance policy and are a Company Director, it may be worth considering a Relevant Life Insurance plan.
Partial Payments – Are They Worth It?

The last few years have seen an increase in insurers including “Partial Payments” within their Critical Illness Cover policies.
Vaping? Life Insurance for E-Cigarette Users

Following some recent changes the one insurer that offered non-smoker rates to individuals who have not used tobacco products (or e-cigarettes) within the last 12 months are no longer doing so and they now class any nicotine use as smoking.
Critical Illness Cover vs Income Protection Insurance

Many people ask me what is the difference between Critical Illness Cover and Income Protection Insurance? Are they not the same? Which should I have?
Critical Illness Quiz

So, we are going to put it out there and just say straight away that insurance is boring. There is no ifs or buts about it, it can be a depressing subject.
PruProtect Life and Serious Illness Cover for Armed Forces Personnel

PruProtect have recently announced that they are changing their underwriting guidelines for Life and Serious Illness Cover of Armed Forces personnel.
LV= Spruce up their Income Protection for NHS Doctors and Surgeons

Income Protection for NHS Doctors and Surgeons covers a broad range of working tasks activities and many insurance providers will want to know your exact daily routine in order to underwrite your policy.
Critical Illness Cover Payouts for Breast Cancer

Critical Illness Cover is available from a range of insurance providers that all offer different levels of cover for different conditions; including advanced forms of cancer, heart attacks and Parkinson’s disease, amongst others.
Liverpool Victoria improve their Critical Illness and Income Protection Cover

In many occasions it is now possible to obtain life cover if you have multiple sclerosis.
Life Insurance with Multiple Sclerosis

Multiple sclerosis will need to be fully disclosed in your Life Insurance application to ensure that the insurance providers have a clear picture of the stage of your condition.













