Saint Lucia
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Saint Lucia & Life Insurance
Saint Lucia is a gorgeous caribbean island with volcanic beaches, picture perfect diving sites and lush rainforests.
People travelling to Saint Lucia are likely to get life insurance at normal terms, in many circumstances.
To check your life insurance options we will ask:
- When are you visiting Saint Lucia?
- How long are you staying in Saint Lucia for?
- Are you going to Saint Lucia for work or a holiday?
When travelling to Saint Lucia you will probably get your life insurance application at standard terms. Most people will be travelling from the UK for a holiday and you can find that trips up to 30 days, have no bearing on your life insurance options.
If you spend over a week for work or 30 day vacation in Saint Lucia, there may be some more research needed to get you the best insurer.
Our award winning advisers are here to give you peace of mind with the right life insurance policy, so that if the worst happens, your loved ones will be taken care of.
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
You should get critical illness cover at regular terms when visiting Saint Lucia. If you plan on spending a long time or go to Saint Lucia multiple times per year, you could find your premiums being increased. We will find the right insurer for you.
Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
People travelling to Saint Lucia will probably find their income protection application at normal terms. Income protection with UK insurers can be very strict about eligibility criteria. If you spend substantial amounts of time in Saint Lucia, you can find that insurers will wait to assess your income protection application until you return to the UK.
Your insurer will want to know whether you pay UK tax or not, to see if you are eligible for the policy. This isn’t always a definite eligibility criteria, but it’s usually a good indicator as to whether you can get income protection or not. Short trips don’t tend to pose any real problem to income protection applications.
Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.
Are you planning on a trip to Saint Lucia ? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.
Saint Lucia
- Primary Concerns: Duration of stay, location
- Reason for Travel: Business, leisure
- Duration of Stay: Holiday break, sabbatical, employment contract
- Popular Locations: Soufrière, The Pitons, Sulphur Springs, Rodney Bay
Fun Facts
- Saint Lucia is the first country to be named after a woman
- Saint Lucia has the world’s only drive-in volcano
- There are 180 known bird species on Saint Lucia
- For more information on specific health conditions, pastimes, occupations and countries please select here:
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Cura Financial Services has been rated 5 out of 5 based on 930 reviews.
Review by Vivene on 10th January 2022
“Very professional and extremely friendly service. Would highly recommend! Very professional and extremely friendly service. My situation was carefully considered and I was provided the perfect insurance policy. In addition, staff were very efficient, promptly calling back when necessary to complete my consultation as soon as possible.” - 5
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Theodore Knowles
Author
This page was written by Theodore Knowles under the guidance of Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
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