British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover for people travelling to Cyprus is likely to be offered at standard terms. The amount of time that you are in Cyprus, or anywhere outside of the UK, each year can affect if you get cover at standard terms. The insurers can be quite strict on this, especially for critical illness cover, as they have to start reviewing your application based on different healthcare systems.

If you are travelling to Cyprus regularly for work this can sometimes change the best choice of insurer for you. The insurer will want to know how often you are in Cyprus and what you are doing for work there. They like to get a good picture of the types of environment that you will be working in and make sure that you still meet their criteria for UK residency.

Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

People travelling to Cyprus are probably going to be fine in placing an application for income protection to a UK insurer. This can change if you are outside of the UK frequently, or for a long time, as the rules for accessing income protection are very specific.

Insurers have their own eligibility criteria on what makes you a UK resident in their eyes and this can really alter the best routes to income protection for you. But don’t worry, there are international income protection providers that can offer consider applications.

Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.

Get an Income Protection Quote

Are you planning on a trip to Cyprus? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.