Film Directors & Life Insurance
Request a Callback
By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.
Caring - Understanding - Reliable - Advice
Film Directors & Life Insurance
Being a film director can be an incredibly varied role. You might be in the UK or abroad, shooting scenes in an abandoned mine, up a crane, or out at sea. A hugely exciting occupation.
Exciting though can sometimes mean higher risk to insurers. Good news is that most of time, the work that film directors do is not seem as particularly high risk. So film directors should not be overly concerned about having their life insurance application declined.
Just to double check your options for life insurance, our advisers may ask:
- Do you travel outside of the UK for your work as a film director, if so where?
- Do you work at heights while filming?
- Does your filming require any higher risk activities e.g. caving, sailing, scuba diving?
As a film director, if you work only in the UK and work in a low risk environment, there should be no problem arranging life insurance for you.
Where you travel abroad to take part in filming, you will be asked questions about how long and where you travel to. Trips under a week to low risk countries are unlikely to have any influence on your life insurance premiums. However, longer trips or higher risk locations could mean that your life insurance needs to go to a specialist insurers.
If you do work at heights or take part in sports as part of your work this can potentially impact on your life insurance. Premium increases linked to sports risks can make premiums shoot up quite high and it’s worthwhile getting specific advice on which insurer will offer you the best price for life insurance.
Our award winning advisers are here to give you peace of mind with the right life insurance policy, so that if the worst happens, your loved ones will be taken care of.
Film Directors & Critical Illness Cover
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness will most likely be accessible to film directors based in the UK, in low risk environments.
Working at heights, travelling abroad and extreme activities could make a big difference in which insurer is right for you.
Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.
Film Directors & Income Protection
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
A film director is seen as a riskier job to some insurers when it comes to income protection.
Your work is seen as more risky for developing back pain and stress, and these are the two highest claim areas for income protection. Some insurers may automatically give you high premiums due to your occupation.
Not all insurers will do this and it is essential that you research the market to ensure that you get the best price of income protection.
Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.
Film Directors & Travel Insurance
We work alongside a specialist travel broker to get you the travel insurance that you need. It is even more important to make sure that seek advice if you are regularly travelling outside of the UK to see your clients. To find out more, please visit our travel page here.
Possible Risks
- Exhaustion and burnout
- Extreme work pressure
- Financial stress
- Reputational damage
- Health and safety responsibility
- Personal and legal liability
Occupational Duties
- Script interpretation
- Casting
- Storyboarding
- Visual planning and design
- Collaboration with sound designers
- Time management
Client Reviews
Cura Financial Services has been rated 5 out of 5 based on 904 reviews.
Review by Paul on 24th March 2026
“Helpful lovely service, very patient explaining each step. Really good.” - 5
You can read more of our reviews here.
- For more information on specific health conditions, pastimes, occupations and countries please select here:
Theodore Knowles
Author
This page was written by Theodore Knowles under the guidance of Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
Client Reviews
Talk to a Friendly Adviser
Get a Quote
What We Offer?
- Experienced and knowledgeable advisers
- Specialist advice with no fees to pay
- Full assistance with all of your paperwork
- Put your policy into trust at no cost
- A dedicated insurance adviser for you
Guides & News
Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!
Our Recent Awards
