Electricians & Life Insurance

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover for electricians is also regularly accepted at standard terms with many insurers. Again, the insurance provider will want to know if you frequently work at heights or are an offshore electrician.

Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection insurance for electricians is available with many insurers, but an own occupation definition on the policy is only available with a select few.

Ideally you want to ensure that your policy has own occupation definition so that any claim that you make is based upon your ability to carry out your job as an electrician.

Other acceptance terms that are available will base a claim upon your ability to perform a similar occupation, or any occupation at all, making the claims process slightly more difficult.

Electricians income protection will come with deferment of 1 day, 1 week, 4 weeks, 8 weeks, 13 weeks, 26 weeks and 52 weeks before a successful claim is paid.

Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.

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