I have been declined Life Insurance, what can I do?

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Home » Frequently Asked Questions » I have been declined Life Insurance, what can I do?

Answer:

This depends upon your individual circumstances. Depending upon the reasons for declinature you may be able to place your insurance application with another insurer or with a specialist provider who can consider your application. We regularly handle Life Insurance applications for people who have previously been declined cover on medical, occupational, recreational and travel grounds. It is quite rare that you will not be able to get Life Insurance at all, but obviously you need to consider the price of the cover to ensure it is affordable and warranted for the cover level.

If you would like help getting Life Insurance give us a call on 0800 567 7450 or if you would like more information on Life Insurance click here.

Client Reviews

I have been declined Life Insurance, what can I do?

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."