3 Insurances to Protect Your Mortgage 2023

An image of 3 cupcakes

When you take out a mortgage you are taking on a really big financial loan. This can be quite daunting and the thought of sorting out anything else at the same time can be at the bottom of your priority list. But insurance should be a key part of your financial plan.

7 Things to Know About Life Insurance and Depression 2023

A man smiling pointing to the top of the image that says Cura blog

I have had generalised anxiety disorder for many years and agoraphobia in the past too. When I first went for life insurance in 2010 I was declined due to my mental health. All I had was anxiety and it felt like a real kick in the teeth.

Fast forward to 2016 and I got my life insurance at standard terms. I have personally worked with many insurers to challenge the way that mental health is viewed. The changes over the last 10 years have been incredible. There are still things to be worked on but we are getting there.

Can I Get Life Insurance With COPD 2023

Storytelling image of a multiethnic senior couple in love. Life Insurance, Critical Illness Cover and Income Protection.

There can often be options for life insurance if you are living with COPD. The time that it can be trickier is if you are a smoker. Insurers do see the mixture of smoking and COPD as being a high risk for a person to become quite poorly.

3 ways income protection can be a life saver 2023

A young woman smiling holding up 3 fingers

When people think of insurance they usually think of life insurance, car insurance, house insurance, pet insurance and travel insurance is another biggie. But, the insurance that underpins all of this is income protection.

HIV Income Protection and Critical Illness Cover 2023

Life Insurance, Critical Illness Cover, Income Protection

Over the last few years we have been involved in trials with some insurers, to offer income protection to people living with HIV. These have now led to full income protection policies now being available, a huge change to what the insurance world used to have on offer.

Can I Get Life Insurance With Atrial Fibrillation 2023

A young family sharing smiling while they look at a photograph album

There are often quite a lot of options for people to get life insurance when they have atrial fibrillation. It’s impossible to say that you absolutely will be able to get life insurance, or that this insurer is the best one for you, or that you will be looking at £30 per month for the cover, without knowing more about you.

4 things to know about insurance claims 2023

A woman smiling holding four fingers up

There is no point in denying it, the truth is that insurances sometimes don’t pay out. In this blog I’m going to talk through the reasons that things like life insurance, critical illness cover and income protection don’t pay out a claim. But, I’m also going to show you how this is far less likely than you think.

Podcast Alert! April Updates

A picture of Kathryn Knowles on a purple and orange background. Text says The Practical Protection Podcast, founder and host Kathryn Knowles

This past month I have mixed up the topics on the podcast, bringing an occupation into the mix. We are also having a deep dive into ovarian cancer and life insurance.