Aruba

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Aruba & Life Insurance

ArubaAruba is a stunning island in the Caribbean that is outside of hurricane belt, making it the perfect holiday destination for the area.

Aruba is not seen as a particularly risky place to travel to, so you will find that most insurers will accept your life insurance application, for a short stay. 

To check your life insurance options we will ask:

  • When are you travelling to Aruba?
  • How long will you be staying in Aruba for?
  • Are you travelling to Aruva for work or a holiday?

Most life insurance applications will be accepted at standard terms, with short trips to Aruba. In the life insurance world, a short trip usually means less than 30 days for a holiday, or less than a week for work.

Longer trips to Aruba could mean that an international providers is a better option for you, than a UK insurer. We will do research to make sure that your life insurance is placed with the right insurer for you.

Our award winning advisers are here to give you peace of mind with the right life insurance policy, so that if the worst happens, your loved ones will be taken care of.

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

You should not have any issues arranging critical illness cover, if you are going on a short holiday to Aruba. 

Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Short trips to Aruba should not cause any issues for you to arrange income protection. You can find that insurers are quick to decline income protection applications, if you are outside of the UK more than set time periods, as they start to question your residency.

You might absolutely be a UK resident, but in insurers terms, they have very specific rules that they work to, that can mean you are not eligible for income protection. We will work through this with you and if need be, look at international income protection insurance for you.

Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.

Get an Income Protection Quote

Are you planning on a trip to Aruba? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.

Aruba GOV.UK Travel Advice

Aruba

  • Primary Concerns: Duration of stay, location 
  • Reason for Travel: Business, leisure
  • Duration of Stay: Holiday break, sabbatical, employment contract
  • Popular Locations: Eagle beach, Palm beach, Arikok National Park, Fontein Cave, Conchi Natural Pool
  • Aruba’s iconic Divi Divi and Fofoti trees always point towards the Southwest, due to the wind
  • Aruba is approximately 75 square miles
  • One of the biggest exports from Aruba is aloe vera

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 930 reviews.

Review by Saeed on 9th July 2026

You are in a safe hand. Excellent service, responsive team , made the process smooth and easy . Highly recommend . - 5 

You can read more of our reviews here.

Aruba

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Aruba

Client Reviews

Aruba

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

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Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

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