British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

For people travelling to Luxembourg critical illness cover should be offered at normal terms. If you spend a large amount of time in Luxembourg annually this can influence which insurer will be the right fit for you. Your insurer will want to know how often and how long you stay in Luxembourg at any given time.

Our expert advisers are trained to find the critical illness policy that matches you and your needs, so that if you are diagnosed with a critical illness, you can focus upon you rather than worrying about money.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection for people travelling to Luxembourg will generally be accepted by most insurers, if you are going on a short trip.

A big factor in choosing the best insurer for you is how long you plan to spend in Luxembourg. If you travel to Luxembourg for work then this could affect your application and your insurer will need to know if you are eligible for the policy. This can involve checking details about your residency and potentially whether you pay UK tax.

Protecting your income is one of the most important things that you can do to protect your financial future and our award winning advisers are here to sort it for you.

Get an Income Protection Quote

Are you planning on a trip to Luxembourg? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.