X-ray Technicians & Life Insurance
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Xray Technicians & Life Insurance
As an X-ray technician you will likely be able to get life insurance at standard rates. This does depend on quite a few factors in your life insurance application.
Your work in itself is not generally seen as a concern to insurers in the UK, as they know just how many safety procedures are in place to make sure you are not exposed to radiation.
But, if you are working outside of the UK, this can sometimes stand out in a life insurance application.
When we speak we will ask you:
- Does your work take you outside of the UK?
- If you do travel outside of the UK, where are you travelling to and how long for?
- Are you working with people, animals or historical objects?
As an X-ray technician working in the UK, you will likely be able too secure life insurance at a standard rate, this means the basic premiums for your age and the amount of cover that you are applying for.
If you travel abroad for your work, this could be a reason that an insurer decides to increase your life insurance premiums. Depending upon the location, some UK insurers might not be able to insure you, and we will help you to place your application through more specialist routes.
Our advisers are here to help you find the right insurer to match your circumstances, to get you the best terms possible.
X-ray Technicians & Critical Illness Cover
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness cover is almost certainly available to X-ray technicians at standard rates, in most circumstances. If you travel abroad as part of your work, this can make critical illness application trickier, but if your trip is less than a week it should be fine.
Our expert advisers will find the right critical illness policy to match your work and give you peace of mind.
X-ray Technicians & Income Protection
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
Income protection is almost certainly available at standard rates for an X-ray technician, unless you do regular or long work trips abroad.
Standard rates for income protection can be quite different, depending upon which insurer you use. Income protection policies are assessed in part by how risky the insurer sees your occupation to be. Your occupation is not typically seen as a high risk one, however, you may find that some more specialist routes are cheaper than using mainstream insurers.
Our advisers recommend income protection for people every day and we will be able to let you know exactly what you can have. Get in touch today for a no obligation quotation.
X-ray Technicians & Travel Insurance
We work alongside a specialist travel broker to get you the travel insurance that you need. It is even more important to make sure that seek advice if you are regularly travelling outside of the UK to see your clients. To find out more, please visit our travel page here.
Possible Risks
- Stress
- Cancer
- Exposure too super-heavy metals
- Eye strain
- Radiation exposure
- Repetitive strain injury
- Back pain
- Osteoarthritis
- Neck and shoulder strain
Occupational Duties
- Assisting the doctor
- Patient preparation
- Patient safety
- Identifying faults in machinery
- Operation of the x-ray machine
Client Reviews
Cura Financial Services has been rated 4.9 out of 5 based on 849 reviews.
Review by Joanne on 7th July 2022
“Fantastic service. Great service throughout. Would highly recommend. Managed to sort my son and I with the best life and critical illness cover having struggled with other companies.” - 5
You can read more of our reviews here.
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Raleigh Winks
Author
This page was written and created by Raleigh Winks, under the guidance of Kathryn Knowles PhD (Managing Director), as part of his work experience with the company.
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