Life Insurance with Outstanding Medical Reports

When you apply for life insurance, you will usually be asked questions about your current health and medical history. Your family medical history is often asked about too!

Many insurers will ask whether you have any outstanding medical appointments, investigations or referrals.

This can be worrying if you are currently waiting to see a specialist or have an appointment coming up.

So, does having an outstanding medical appointment mean your life insurance will be postponed?

Not necessarily.

There is an important difference between a routine medical review and an appointment that is investigating a new or potentially significant health condition.