Teachers & Life Insurance

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TeachersMost UK insurance provides will provide life insurance for teachers at normal rates.  There are a couple of things that we will check with you to find the best life insurance for you.

Our advisers might need to check with you:

  • Do you have to travel abroad as part of your work?
  • If you travel abroad how much time will spend outside of the UK for work?

Teachers life insurance applications will need to detail any extensive travelling that you do as part of your job role. This could be as part of a sabbatical, research projects, or things like overseas student recruitment.

For most teachers life insurance is likely to be available a standard terms. This means the normal premiums and no exclusions.

If you do travel abroad extensively as part of your work, the countries that you visit and the amount of time outside of the UK, can affect the options for life insurance that you have.

Our expert advisers are here to find the right insurer and best life insurance for you.

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness insurance for teachers should also be available at standard terms with most insurers.

Teachers critical illness cover applications will usually need to detail foreign travel that lasts more than a week for your job. Short school trips abroad are unlikely to affect the terms that you are offered for critical illness cover.

Our award winning advisers will find the right critical illness policy to match you.

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection for teachers is available with many insurers within the UK.


Teachers are actually seen as working in quite a high risk occupation and this does mean that your choice of insurer is really essential. You can see quite a big difference in the price of income protection between insurers because of this.

Our advisers will find the best income protection policy to give you peace of mind for the future.

Are you planning a trip abroad? It is worthwhile making sure that you know exactly what your travel insurance covers you for. Visit our dedicated travel insurance page for more information, here.


Teachers provide a vital service to our community by educating children and lifelong learners. Teachers provide the basis of our knowledge and prepare us to be a well functioning member of society.

  • Primary school teacher
  • Secondary school teacher
  • Lecturer
  • University lecturer
  • Special needs tutor
  • Violent students
  • Stress/depression
  • Foreign travel
  • Educating students
  • Lesson planning
  • Field excursions

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Cura Financial Services has been rated 5 out of 5 based on 724 reviews.

Review by Steve on 6th August 2020

I was given help every step of the way made it very easy to sort out the new policy. - 5 

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Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here


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